@import url("/assets/fonts.css");
:root{--bg:#f6f8f7;--sf:#fff;--ink:#0c1f1a;--muted:#546862;--green:#0b7a55;--tint:#e3f2ea;--line:#dce5e1;--gold:#b87a00;font-family:Manrope,"Segoe UI",system-ui,sans-serif;color:var(--ink);background:var(--bg);font-synthesis:none}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{margin:0;font-size:16.5px;line-height:1.65}a{color:inherit}button,input{font:inherit}:focus-visible{outline:3px solid var(--green);outline-offset:4px}h1,h2,h3,h4{line-height:1.15;letter-spacing:-.035em;margin:0;font-weight:800}h1{font-size:clamp(2.35rem,4.2vw,3.85rem);max-width:16ch}h2{font-size:clamp(1.7rem,2.8vw,2.4rem)}h3{font-size:1.25rem}p{margin:0 0 1em}.wrap{max-width:1220px;margin:auto;padding-inline:24px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:18px;min-height:54px;padding:13px 24px;background:var(--green);color:white;border:0;border-radius:12px;text-decoration:none;font-weight:750;line-height:1.35;cursor:pointer;text-align:center}.btn:hover{background:#086446}.btn.sm{min-height:44px;padding:10px 18px;font-size:.9rem}.text-link{color:var(--green);font-weight:750;text-decoration:none}.text-link:hover{text-decoration:underline}.eyebrow{display:block;font-size:.72rem;letter-spacing:.14em;color:var(--green);font-weight:800;margin-bottom:16px}header{position:sticky;top:0;z-index:20;background:rgba(246,248,247,.96);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}.nav{display:flex;gap:28px;align-items:center;min-height:78px}.logo{display:inline-flex;gap:10px;align-items:center;font-weight:800;font-size:1.18rem;letter-spacing:-.04em;text-decoration:none;margin-right:auto;white-space:nowrap}.logo-mark{display:grid;place-items:center;border-radius:10px;color:#fff;background:var(--green);width:35px;height:35px;font-size:1.75rem}.logo-24{color:var(--green);margin-left:4px}.nav nav{display:flex;gap:28px;font-size:.9rem}.nav nav a{text-decoration:none;color:var(--muted);font-weight:650}.nav nav a[aria-current]{color:var(--green)}.skip{position:fixed;top:-90px;background:white;padding:12px;z-index:100}.skip:focus{top:5px}.hero{padding-block:56px 38px}.hero-grid{display:grid;grid-template-columns:1.08fr 1fr;gap:48px;align-items:center}.hero-grid:has(>div:only-child){grid-template-columns:1fr}.lead{font-size:1.12rem;line-height:1.7;color:var(--muted);margin:24px 0;max-width:52ch}.hero-actions{display:flex;align-items:center;gap:24px;flex-wrap:wrap}.affiliate-note{font-size:.72rem;color:var(--muted);margin-top:14px}.hero-picture{margin:0;min-width:0}.hero-picture img{display:block;width:100%;height:auto;aspect-ratio:1.5;object-fit:cover;border-radius:22px}.hero-picture figcaption{font-size:.73rem;color:var(--muted);margin-top:10px;line-height:1.5}.hero-picture figcaption span{display:block;font-size:.67rem}.breadcrumbs{font-size:.76rem;color:var(--muted);margin-bottom:28px}.breadcrumbs a{text-decoration:none}.section{padding-block:40px}.section-head{display:flex;justify-content:space-between;align-items:end;gap:28px;margin-bottom:25px}.section-head p{font-size:.85rem;color:var(--muted);max-width:30ch}.quick-bar{display:grid;grid-template-columns:1.4fr repeat(3,1fr);align-items:center;gap:14px;background:var(--sf);padding:24px;border:1.5px solid var(--green);border-radius:20px}.quick-bar h2{font-size:1.25rem}.quick-bar .eyebrow{margin-bottom:8px;font-size:.65rem}.quick-bar>a{padding:18px 12px;background:var(--tint);border-radius:10px;text-decoration:none;font-size:.85rem;font-weight:750;text-align:center}.facts{display:grid;grid-template-columns:repeat(3,1fr);margin:30px 0 0;border-block:1px solid var(--line)}.facts>div{padding:24px;border-right:1px solid var(--line)}.facts>div:last-child{border:0}.facts b{display:block;font-size:1.4rem;margin-bottom:5px}.facts span{font-size:.88rem;color:var(--muted)}.provider-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:14px}.provider-card{background:var(--sf);border:1px solid var(--line);border-radius:18px;padding:20px;text-decoration:none;display:flex;flex-direction:column;gap:14px;min-width:0}.provider-card:hover{border-color:var(--green)}.provider-top{display:flex;justify-content:space-between;gap:8px;align-items:center;flex-wrap:wrap}.initial{width:36px;height:36px;display:grid;place-items:center;background:var(--tint);color:var(--green);border-radius:10px;font-weight:800}.provider-card:nth-child(2) .initial{background:#fbefda;color:#815600}.provider-card:nth-child(3) .initial{background:#fff0e4;color:#a74b0c}.provider-card:nth-child(4) .initial{background:#e5edf7;color:#275386}.provider-card:nth-child(5) .initial{background:#fbf2d7;color:#786207}.tag{font-size:.63rem;border-radius:30px;padding:4px 8px;background:var(--bg);color:var(--muted);font-weight:750}.provider-card h3{font-size:1.16rem;overflow-wrap:anywhere}.provider-card p{font-size:.86rem;line-height:1.7;color:var(--muted);margin:0}.provider-card .text-link{font-size:.78rem;margin-top:auto}.reading-layout{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:56px;align-items:start}.article{min-width:0}.reading-aside{position:sticky;top:104px}.offer{background:var(--ink);color:white;border-radius:22px;padding:32px}.offer .eyebrow{color:#8fe3b9}.offer h2{font-size:1.7rem;margin-bottom:20px}.offer p{color:#c9d9d2;font-size:.94rem}.offer small{display:block;font-size:.7rem;color:#b8d0c5;line-height:1.6;margin-top:15px}.reading-aside .offer{padding:25px}.reading-aside .offer h2{font-size:1.5rem}.reading-aside .btn{width:100%;padding-inline:12px;font-size:.94rem}.aside-links{display:grid;padding:20px 4px;gap:12px;font-size:.85rem;color:var(--muted)}.toc{border-block:1px solid var(--line);margin-bottom:22px}.toc summary{padding:18px 0;cursor:pointer;font-weight:750}.toc nav{display:grid;gap:12px;padding:8px 0 24px}.toc a{font-size:.85rem;text-decoration:none;color:var(--green)}.source-note{font-size:.73rem;color:var(--muted);line-height:1.6;margin-bottom:35px;padding-left:14px;border-left:3px solid var(--line)}.prose{line-height:1.85;overflow-wrap:anywhere}.prose h2{margin:48px 0 22px;font-size:1.95rem;border-top:1px solid var(--line);padding-top:30px}.prose h2:first-child{margin-top:0}.prose h3{margin:32px 0 16px;line-height:1.35}.prose h4{font-size:1rem;margin:25px 0 12px;line-height:1.45}.prose p{margin-bottom:18px}.prose ul,.prose ol{padding-left:24px;margin:18px 0 28px}.prose li{padding-left:5px;margin-bottom:9px}.prose a{color:var(--green);text-underline-offset:4px}.table-wrap{overflow-x:auto;max-width:100%;margin:24px 0;border:1px solid var(--line);border-radius:14px}table{width:100%;border-collapse:collapse;font-size:.86rem;background:var(--sf)}td,th{text-align:left;vertical-align:top;padding:13px 16px;border-bottom:1px solid var(--line);min-width:130px}th{background:var(--tint);line-height:1.5;font-size:.8rem}.notice{border-left:3px solid var(--green);padding:18px 22px;margin-top:30px;background:var(--tint);font-size:.9rem}.notice p{margin:8px 0 0}.topic-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:30px}.topic{border-top:1px solid var(--line);padding-top:22px}.topic .number{font:600 .9rem ui-monospace,monospace;color:var(--green);display:block;margin-bottom:16px}.topic p{color:var(--muted);font-size:.93rem;margin:14px 0}.budget-panel{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:start;background:var(--sf);border:1px solid var(--line);padding:32px;border-radius:22px}.budget-form{display:grid;grid-template-columns:1fr 1fr;gap:16px}.field label{display:block;font-size:.8rem;margin-bottom:6px;font-weight:700}.field input{width:100%;min-height:48px;background:var(--bg);border:1px solid var(--line);padding:12px;border-radius:9px;color:var(--ink)}.budget-result{grid-column:1/-1;border-top:1px solid var(--line);padding-top:20px}.budget-result strong{display:block;font-size:2.5rem;font-family:ui-monospace,monospace;letter-spacing:-.06em}.note{font-size:.78rem;color:var(--muted);line-height:1.65;margin-top:14px}.faq details{border-bottom:1px solid var(--line);padding-block:18px}.faq summary{font-weight:750;cursor:pointer}.faq details p{color:var(--muted);margin:16px 0 0}.calculator-section{padding-block:0 40px}.calculator-head{display:flex;gap:20px;justify-content:space-between;align-items:center;margin-bottom:20px}.calculator-section>p{color:var(--muted)}.calculator-gate{text-align:center;padding:65px 24px;background:white;border:1.5px solid var(--green);border-radius:20px;margin:24px 0}.calculator-gate h3{font-size:1.6rem;margin-bottom:15px}#calculator-container iframe{width:100%;min-height:1400px;border:0;background:white;border-radius:16px;display:block}.footer-grid{display:flex;justify-content:space-between;gap:30px}.footer-grid p{font-size:.85rem;color:var(--muted);margin-top:14px}.footer-grid nav{display:flex;gap:22px;flex-wrap:wrap;align-content:start;font-size:.84rem}.footer-grid nav a{text-decoration:none}.footer-note{font-size:.72rem;color:var(--muted);margin-top:22px}footer{border-top:1px solid var(--line);padding:40px 0 105px}.sticky-cta{position:fixed;bottom:0;left:0;right:0;padding:10px 20px calc(10px + env(safe-area-inset-bottom));background:rgba(255,255,255,.98);border-top:1px solid var(--line);z-index:25;display:none}.sticky-cta .btn{width:100%}@media(min-width:1000px){.section>.offer{display:grid;grid-template-columns:1.3fr 1fr;column-gap:40px;align-items:center}.section>.offer>.eyebrow,.section>.offer>h2,.section>.offer>p{grid-column:1}.section>.offer>.btn{grid-column:2;grid-row:2}.section>.offer>small{grid-column:2;grid-row:3;margin:0}.section>.offer>p{margin:0}}@media(max-width:1100px){.provider-grid{grid-template-columns:repeat(3,1fr)}.reading-layout{gap:30px;grid-template-columns:minmax(0,1fr) 270px}.quick-bar{grid-template-columns:repeat(3,1fr)}.quick-bar>div{grid-column:1/-1}}@media(max-width:800px){.wrap{padding-inline:20px}.nav{gap:16px;min-height:70px}.logo{font-size:1rem}.logo-mark{width:30px;height:30px}.nav nav{gap:15px;font-size:.78rem}.nav .btn{padding:10px 12px;font-size:.78rem}.hero{padding-block:32px}.hero-grid{grid-template-columns:1fr;gap:28px}.hero h1{max-width:20ch}.lead{font-size:1.03rem}.hero-picture img{max-height:360px}.section{padding-block:28px}.reading-layout{display:flex;flex-direction:column;gap:30px}.reading-aside{position:static;order:-1;width:100%}.reading-aside .offer{display:grid;grid-template-columns:1fr 1fr;column-gap:20px}.reading-aside .offer .btn{grid-column:2;grid-row:2}.reading-aside .offer small{grid-column:1/-1}.reading-aside .offer p{grid-column:1/-1}.reading-aside .aside-links{display:none}.prose h2{font-size:1.6rem}.article{width:100%}.topic-grid{grid-template-columns:1fr 1fr}.budget-panel{grid-template-columns:1fr}.sticky-cta{display:block}.footer-grid{flex-direction:column}.facts>div{padding:20px 12px}.section-head{align-items:start;flex-direction:column;gap:14px}.calculator-head{align-items:start;flex-direction:column}.calculator-head .eyebrow{margin-bottom:10px}}@media(max-width:520px){.wrap{padding-inline:16px}.nav{flex-wrap:wrap;gap:10px;padding-block:10px}.logo{font-size:.96rem}.nav nav{order:3;width:100%;justify-content:center;padding-top:5px;border-top:1px solid var(--line)}.nav .btn{min-height:40px}.hero h1{font-size:2.35rem}.hero-actions{gap:16px}.hero-actions .btn{width:100%}.quick-bar{grid-template-columns:1fr;padding:19px;gap:10px}.quick-bar>div{margin-bottom:8px}.quick-bar>a{text-align:left;padding:14px}.facts{grid-template-columns:1fr}.facts>div{border-right:0;border-bottom:1px solid var(--line);padding:16px 6px;display:flex;gap:20px;align-items:center}.facts b{font-size:1.1rem;margin:0;min-width:40px}.provider-grid{grid-template-columns:1fr}.provider-card{padding:23px;gap:12px}.provider-card p{font-size:.94rem}.provider-card .text-link{font-size:.88rem}.topic-grid{grid-template-columns:1fr;gap:24px}.budget-panel{padding:22px;gap:25px}.budget-form{grid-template-columns:1fr}.reading-aside .offer{display:block}.reading-aside .offer .btn{margin-top:6px}.offer{padding:26px}.hero-picture figcaption{font-size:.69rem}.prose{font-size:1rem}.footer-grid nav{gap:16px}.breadcrumbs{line-height:1.8}.source-note{font-size:.73rem}.calculator-gate{padding:40px 20px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}

.btn{max-width:100%;min-width:0;overflow-wrap:anywhere}.offer .btn{width:100%;font-size:.9rem;padding-inline:12px}

.calculator-head>div{min-width:0;max-width:100%;overflow-wrap:anywhere}@media(max-width:520px){html{scroll-padding-top:165px}}
.contact-box h2{font-size:1.5rem;margin-bottom:24px}.contact-address{font-size:clamp(1rem,2.4vw,1.3rem);color:var(--green);overflow-wrap:anywhere}.contact-box p:last-child{margin-bottom:0}